- PIPS' 2% funds: $3 billion. $3 billion at 2% ROL Daily is 14.4 billion/yr. Only way to get $ out of PIPS is changing re-loan %. Next year Mr. Marsden will owe (17.4-Fund Value) Billion to PicPay people practicing the big "P". Anyone still think $205 mil/yr from "brick and mortar" co's will cover it? Anyone still believe 12:1 margins are possible (with 33% of the volume of NYSE and no known trader)?