Perfect Money And Liberty Reserve help for MLM's and Hyips

[xxxjustme]

Can someone please tell me if those two are trusted? I always only used Payza (Alertpay) and Paypal, so not familiar with others and I see now 3 MLM's i wanna invest in all request those accounts and I can't deposit funds and invest into any

can someone tell me how to instantly deposit funds from credit card to LR or PM and if its also possible to withdraw then to credit card?

thank you.