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$$$$$$$$$$$$$$$$$$$$ INVESTOR´S TIPS $$$$$$$$$$$$$$$$$$$$

Hi talkgold members,


Here are some tips against all kinds of scams, I hope to other investors with this message, please read on the different "topics" >>> .

A COMPREHENSIVE UPDATED DATABASE OF HYIP SCAMS - >>> SCAM DATABASE <<<

No more investing in a program without knowing that it is blacklisted somewhere!
This Database lets you test whether an HYIP program is a scam. Part of your HYIP due diligence.

HOW TO USE THE SCAM DATABASE?

Before you invest in a program, visit this page, open the text file in the above link, or save it into your computer and open it with your word processor, such as notepad, use the search function (usually Ctrl + F) and type the keyword, name or website URL of the new program. IF THE PROGRAM IS FOUND inside the file. DO NOT SPEND!

Tips - Try searching for various keyword combinations, e.g. Profit e-gold Invest, try also profitegold, profit egold, etc. If you find a forum entry with "Moved" beside it, that means the topic was removed from the scam directory by the forum admin.

HOW THE DATABASE IS CREATED?

The database is compiled from all HYIP monitoring/rating/information websites, forums and newsgroups. HYIP website names or URL's that have close connections with keywords like "scam", "spam", "closed", "not paid", "no reply", "problem", "blacklist", etc are copied down. It is very accurate and is able to recognize only the scam sites!

Want to know more about Ponzi Schemes, how they work, how to spot them? See Ponzi Scheme.

We can only help eachother to stop the scam from defrauding more people.

HOW TO SAFELY DIVERSIFY YOUR INVESTMENTS IN AUTOSURF PROGRAMS

THE REALITY OF INVESTING IN AUTOSURF PROGRAMS

Investing in HYIP or autosurf programs is more often than not, a risky form of business.
Closed websites, minimal payout, and dishonest merchants are among the risks you're taking when investing in these programs.

A person who invests in only one autosurf program is basically taking a two-way gamble.

1) If the system pays out, he’ll get his investment back plus some profit.
2) If the system fails, he’ll lose some or all of his investments.

On the other hand, a person who invests in many autosurfs foolishly will often find himself losing his total lump investment even though many of the sites he invests in pays out.

So how does one profit constantly in auto surf programs?

Read on and find out…


Do your research!


Most people can’t hold their urges to immediately invest after reading success stories or exciting money making offers on the internet. This is what scamming marketers hope for.

Take your time to do a few simple research before you commit to investing. At least check if the program you’re choosing has actually scammed people or if they actually have a history of payout. Listed below are some sites that provide some light on auto surf programs, plus some payout history and details besides talkgold.

http://www.autosurfmonitor.com/
http://www.hyip-monitor.com/
http://www.scam.com/
http://goldentalk.com/


Diversifying


Most people diversify to lessen the risk of losing all their investments in one go.

But people who diversify blindly is almost guaranteed to lose part of their total investment in the end.

What’s the purpose of investing in the first place if you’re going to lose your investment?

Diversifying is a tricky business especially when you’re not sure what are the odds an auto surf program is going to close on you. Managing unknown probability of risks is a delicate and rickety art, but can be done if you understand it’s basic principle.

"There’s a famous story of an ancient Chinese businessman named Tao Zhugong who was asked by his business friends whether or not to give monetary loans to generals for the upcoming war. They businessmens were worried that if the generals were to lose the war, they would lose the money they lent to those generals.

However, Tao Zhugong agreed to lend money to 10 generals with a rate of 10 times the interest. This way, he says, he would still get his money back if only one of the generals pays him back."

(By the way, the generals eventually won the war and they all paid him back the loan plus interest.)

Try applying this concept to how you divide and prioritize your investments among autosurf programs. Take note of the ROI (return on investment) of the autosurf program whether it’s 150%, 200%, or 265% and invest appropriately.


Should I compound my earnings?


The answer depends on which autosurf program you’re referring to but my main answer is no. Concentrate on getting your money back first and then enjoy the remaining profit. I’ve seen too many people complain about losing all of their money when autosurf programs close on them without reaping any benefit earlier on.

There are some autosurf programs that I ‘would’ say yes to, but for the majority of other autosurfs, I suggest you don’t. But the final say is up to you. It’s your gamble.

GENERAL HYIP ADVICE

Before investing in High Yield Investment Programs there are several aspects to take into consideration. Here’s a list of the most important ones:

› Always get some knowledge about the High Yield Investment industry before making a decision to invest your money in High Yield Investment Programs. A good advice is to read every page of this website before doing anything else. As mentioned before, when done right, High Yield Investments are extremely profitable, but without knowing the industry and which programs to invest in you’ll most likely lose your money. Knowledge is one of the major keys to success in the HYIP arena.

› Think about what your reasons for investing are. Are you looking at it as a solution to your financial problems you shouldn’t even think about it. As mentioned several times on this website, High Yield Investments are risky, and if you’re unlucky enough you could eventually end up without any money at all.

› Always think over your financial situation before taking the step to invest in HYIPs. Never invest more than you could afford to lose.· Are you a gambler or more careful? Even if High Yield Investing is much like gambling there are options that seem to be safer than other. Decide how big risks you are willing to take.

› If you’ve made the decision to start investing, find a few programs that you believe in, and invest in all of them. Diversifying your investment on several programs will reduce the risks and you won’t lose everything if one program goes out of business.

› Before investing in a specific program, do some research on it. Does the website look professional? Do they provide any contact information? Where are they based? Check this out before making a final decision.

› Always check what the rules are regarding withdrawals before investing in program. Some programs let you withdraw your money whenever you want. Others keep your money locked for months.

› Do some calculation to find out how long it will take before you’ll get your investment back.

Sometimes High Yield Investment can tend to be very much like gambling. And yes, it is very much about luck and about finding the right programs. However, if you follow the advice given above you’ll dramatically increase the chances of winning the game.

" knowledge is power. "

I WISH YOU ALL TALKGOLD MEMBERS A HAPPY NEW YEAR AND SUPER PROFITABLE INVESTMENTS IN 2006 !!!

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