Letter from Stormpay - Page 2

Dreamaway · #11 06-28-2006, 09:05 PM

I would contact your local state Attorney Generals' office and Tennessee's Attorney Generals' office and give them copies of everything. That should help resolve the scam that SP is pulling.

countrytec · #12 06-28-2006, 09:11 PM

Well not to start any agument, but you did post your "Business Plan" online here.

28 credit cards along with all the chargebacks...I would expect an inditment from the Grand Jury if I were you

Quote:

Originally Posted by scarednvestor

So everyone has been getting these letters since may? I never got one. Looks like they sent the poster the letter twice hoping he would listen the second time. I did research on collection agencies a acouple months ago and basically if they send you to one the collection agencies have to show you proof of debt and most of the time when you request it they send you to ANOTHER collection agency instead of showing the proof and if one actually does they are gonna have a hard time when you received a CHARGEBACK/reversal from a bank. If you ignore collection agencies they can either give up or take you tocourt or realize its invalid, so either they will realize its invalid because you received the money back through a valid means or they will take you to court and then realize the truth from the judge.

In summary stormpay probably MAY send you to a collection agency, but the collection agency or a judge in the end should find your debt invalid.

Cujolovesrosie · #13 06-28-2006, 09:47 PM

Quote:

Originally Posted by scarednvestor

So everyone has been getting these letters since may? I never got one. Looks like they sent the poster the letter twice hoping he would listen the second time. I did research on collection agencies a acouple months ago and basically if they send you to one the collection agencies have to show you proof of debt and most of the time when you request it they send you to ANOTHER collection agency instead of showing the proof and if one actually does they are gonna have a hard time when you received a CHARGEBACK/reversal from a bank. If you ignore collection agencies they can either give up or take you tocourt or realize its invalid, so either they will realize its invalid because you received the money back through a valid means or they will take you to court and then realize the truth from the judge.

In summary stormpay probably MAY send you to a collection agency, but the collection agency or a judge in the end should find your debt invalid.

Good summary, but they do have one other option. Sometimes they make a negative entry on your credit report, and it just sits there. Then if you go to borrow any substantial amount of money, the loan won't go through unless you pay the "debt." If that happens, you can contest it at that point and it will usually go away. If you happen to be denied the loan, then you have excellent grounds for a lawsuit if the debt was unjustified and the loan didn't go through. I have a hospital who ended up buying me a house that way. They never treated me in the first place, but their collection agency tagged my credit report. It worked out really well for me.

By the way - just ignore C-tec's grand jury comment. He's overmedicated again. He'll calm down when the drugs wear off.

**geoff01** · #14 06-28-2006, 09:57 PM

Let`s keep any `warring` to the WarZone shall we? Disagree without being disagreeable.

stormpayfraud · #15 06-29-2006, 12:36 AM

Guys, don't listen to Countryterd's uninformed nonsense. The only way SP can get to your credit is to take you to court and obtain a judgment against you. You will have an opportunity to explain yourself, and the burden is on SP to show that the debt is legitimate.

NeilKelty · #16 06-29-2006, 12:55 AM

A summary: if you'd like to take a look @ my transaction history PM me.

I guess the general advice is ignore it. Mention has been made of bank account. I have no bank account or credit cards attached to SP. They have my name and address, i think thats about it.

I don't really know if I can fight them - if you want to know why PM me.

vaksin · #17 06-29-2006, 01:02 AM

sp really getting on my nerves, i think we all should ban sp. Our money is not safe in there and they are misleading and dishonest to our money deposited in it. ca't we do anything to shunt them down?

NeilKelty · #18 06-29-2006, 01:07 AM

Quote:

Originally Posted by vaksin

sp really getting on my nerves, i think we all should ban sp. Our money is not safe in there and they are misleading and dishonest to our money deposited in it. ca't we do anything to shunt them down?

If anything becomes of this - I'm goin straght to Good Morning America

countrytec · #19 06-29-2006, 01:23 AM

Quote:

Originally Posted by NeilKelty

A summary: if you'd like to take a look @ my transaction history PM me.

I guess the general advice is ignore it. Mention has been made of bank account. I have no bank account or credit cards attached to SP. They have my name and address, i think thats about it.

I don't really know if I can fight them - if you want to know why PM me.

Well they had to have some sort of information that completly tied you to that account.

Name and all information is all they need. Drivers license is enough to tie you to this debt. Phone number is enough to follow you...collection agencies are very good...guess that is why they are called "skip chasers" in honor of people who "skip out" of their bills

But you might be the lucky one...

Cujolovesrosie · #20 06-29-2006, 02:16 AM

Quote:

Originally Posted by geoff01

Let`s keep any `warring` to the WarZone shall we? Disagree without being disagreeable.

I'm assuming your comment was directed at me, and you're absolutely right. That was an unprovoked, gratuitous attack. You have my apology. I'll try to do better. I just sort of couldn't help myself. But the old saying is that, "Temptation resisted is the true judge of character," and my character should be better than that. Again, my apologies.