[jimblemania]

Dear Cardholder,

We regret to inform you that all current card programs sponsored by
CU-Connect and North York Community Credit Union (our issuing bank) are
being wound down on a step-by-step basis. Unfortunately this includes
all current gCards.

A copy of the Initial Order and other materials filed with respect to
the CCAA proceeding is available on the website of KPMG Inc., the
Court-appointed monitor of CU-Connect, at www.kpmg.ca/cu-connect.

The initial step is that as of 2:00 p.m. EST on January 5, 2007, no new
card activations and no new loads will be permitted. THIS INCLUDES ALL
LOAD OPTIONS AND ALL CARD CARD-TO-CARD TRANSFERS.
All loads received after this deadline will be returned to its
remitter, cost of return will be charged to the remitter.

All cardholders will be able to process ATM withdrawals until a time
period not defined yet (probably 30 days from today) and continue to
access to their online banking at https://bank.mygcard.com . If
cardholders cannot fully withdraw their funds within the allotted time
period, we will work to ensure that the issuing bank will return all
balances directly to the cardholders.


Unfortunately we received this announcement from CardOne Plus (the
banking
platform) only today, and were not able to inform you before. We are
surprised at the short notice, and are sorry for the inconvenience
caused.

We are in the process of launching a new card which is scheduled to be
available by the end of January/beginning of February, 2007. At this
time we will replace your current gCard by a new one.

Sincerely,
gCard Team
Web: www.mygcard.com