How many of you DIVERSIFY? Why?

not-available · #1 09-25-2005, 11:50 AM

each month we have a new HOT program.
and each month we have a new scam (which was a HOT proposal once).
you HAVE TO diverse your investments just not to spend nights full of tears then. and for sure you have to be well informed all the time to make your diversification reasonable. but the final decision is up to you.

moghareeb · #2 09-26-2005, 12:31 AM

Yea .. but remember that increasing your money in one program usually increases your category rates ... so if you invest 1k in a program it would possibly give you more than if you invest two 500s separately IN THE SAME PROGRAM .. as one account increases .. the rate increases!!

Trinary · #3 09-26-2005, 12:48 AM

Different person have different diversification strategy, stretching yourself too thin might be bad, but putting all the eggs in one basket is very bad idea as well.

Even if you only have $500 or less, if you're trying to build capital first via hyip/ponzies, you want to be diversified.

moghareeb · #4 09-26-2005, 12:52 AM

Well .. but putting a very small amount in wont get you much in most programs!! at least it will be logical to invest the amount that gives you the most rate they have .. be it 1k or 100!!

Trinary · #5 09-26-2005, 12:59 AM

you get a lot in hyip/ponzies, if you have $500 for example, just splitting $10 each into hitzpay, 12DP, paxmix, trader-jack ponzies/scam and $100 into either of PR/PE will net you something like the following profits, non compounded:

$60 in HitzPay, $70 in 12DP, $60 in TJ, $60 in paxmix, $30 in PR/PE the next month

That's $280 profit, that's a lot, and that's only on safer/best programs in the hyip/autosurf world.

What if they die, moghareb ? you lose everything you have, and all ponzies or even real businesses does come to an end. Generally when a program have that much higher % of return for higher investment, it means it's even more dangerous.

At least if you spread it to 5, you'll be giving yourself room to move when a program fails.

moghareeb · #6 09-26-2005, 08:16 AM

Quote:

Originally Posted by Trinary

you get a lot in hyip/ponzies, if you have $500 for example, just splitting $10 each into hitzpay, 12DP, paxmix, trader-jack ponzies/scam and $100 into either of PR/PE will net you something like the following profits, non compounded:

$60 in HitzPay, $70 in 12DP, $60 in TJ, $60 in paxmix, $30 in PR/PE the next month

That's $280 profit, that's a lot, and that's only on safer/best programs in the hyip/autosurf world.

What if they die, moghareb ? you lose everything you have, and all ponzies or even real businesses does come to an end. Generally when a program have that much higher % of return for higher investment, it means it's even more dangerous.

At least if you spread it to 5, you'll be giving yourself room to move when a program fails.

I didnt say I am against diversification .. but I am with diversification of large amounts .. when for example you place 500$ in many programs .. you get much less rates than when you put them all in one or two programs .. What I'm saying is that you shouldn't drive yourself too thin .. diversify into four programs for example if you're deaing with a reasonalble amount of money!!

Trinary · #7 09-26-2005, 08:24 AM

I understand, but that also only work for if you have enough funds in the first place.

Anyway, in autosurf world, diversification is especially good as you get a bonus $10 in most of them.

I agree not to spread yourself too thin though.

moghareeb · #8 09-26-2005, 08:40 AM

Quote:

Originally Posted by Trinary

in autosurf world, diversification is especially good as you get a bonus $10 in most of them.

I didnt know this .. cause I usually dont deal with surf programs .. cause I feel very insecure about them .. but if you say so .. other than 12dp .. anyother good surfers you recommend?!

Maybe I would try them afterall

Trinary · #9 09-26-2005, 09:59 AM

Quote:

Originally Posted by moghareeb

I didnt know this .. cause I usually dont deal with surf programs .. cause I feel very insecure about them .. but if you say so .. other than 12dp .. anyother good surfers you recommend?!

Maybe I would try them afterall

well, I reviewed autosurfs a few weeks back, at the beginning of this month at http://hyiag.blogspot.com/2005/09/cu...-industry.html

Anyway, PR/PE/ST/DadNDaves/HitzPay are some of the best autosurf, and when you join you get free $10, without needing to deposit.

Be aware though and consider all autosurf as ponzies.

12DP is good, but I don't expect it to last too long from now, as it have lasted for so long.

I'm diversified in all 6 programs, especially PR/PE, HP and 12DP

myhyips · #10 09-26-2005, 02:59 PM

Great topic and responses!

There seems to be two main schools or thought on this.. one says diversify all you can... 10-30 programs.. the other says, it's too hard to find 10-30 good programs and you'll end up joining scams if you diversify.

I think one important point in the diversification theory in finance is to diversify into different areas. For example, you might be in 2 auto surf, 2 hyips, 2 forex based investments (with real results), 2 forex traders (direct), 2 low returns hyips (such as feederfund), 2 private programs... you get the idea

The theory is that if one area of the market suffers then you've got a backup. A good example of this is cyclers last year. They were hit rather badly. If you had all your investments in cyclers you would have been in a bit of trouble.

Maybe autosurfs will sufer next year, or high paying hyips, or or...

Personally I think withdrawing your original spend asap is more important than diversifying. If you think a program is going to last 3 months at least (based on your gut feeling/research/whatever) then you should be getting your money back over that period because most hyips seem to end one day!

cheers