About the monitors:
It is my opinion that most of them are useless shills. There are a few who I believe to be not so bad, but still admins may be paying monitors, while not paying anybody else, so their paid posts are largely irrelevant. Some of them hardly post paid at TG, but do discuss the programs. Regardless, probability to lose money in any particular program is higher than winning.
Originally Posted by chadarcy
Thank you for the advice! I am one that does not like to part with money by making foolish choices. I work hard for it and if I am going to risk some I do my due diligence. I also was going to rely heavily on the monitors for choosing a HYIP which is ranking well. I know now based on what you said to not fully trust the monitors.