[Zarabanda]

Are you a Stormpay victim and wish to shut down stormpay.com

It appears that stormpay.com is only licensed as a money transmitter in the state of Tennessee. Many states where stormpay.com appears to regularly conducts business as a money transmitter require a state license in that state for that to be a legal practice. In many States Unlicensed Money Transmitters are committing a possible Felony in that State if they conduct Unlicensed Money Transmitter business with that States consumers.

There are 19 States which have in place stiff criminal statues which include Felony counts against unlicensed money transfer agents with that states consumers. Stormpay victims from those states that step up and file a Unlicensed Money Transmitter agent complaint against stormpay.com with that States Financial Agency Dept. in my opinion helps stormpay victims overseas that are not able to do that.

Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Idaho, Illinois, Indiana, Kansas, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Nebraska, Nevada, New Jersey, New York, North Carolina, Oregon, Pennsylvania, Rhode Island, Texas, Vermont, Virginia, West Virginia

On your bank transactions, stormpay money transfers show as

WWW STORMPAY.COM CLARKSVILLE TN

This action is not specifically for returning your lost assets from stormpay.com although many states include a Civil clause allowing the complaint victim to be awarded monetary damages. In my opinion, this action specifically targets the in my opinion fraudulent business practices by stormpay.com, ceo Steve C. Girsky and owner John R. McConnell Jr. and attempts to prevent them and future money transmitters from such in my opinion corrupt practices.

References and Resources

http://talkgold.com/forum/r79148-.html

Filing a State Resident Complaint regarding State Unlicensed Money Transfers from a resident's bank account by stormpay.com. Include in your complaint information regarding each of your bank transactions recorded as:

WWW STORMPAY.COM CLARKSVILLE TN

The Money Transmitters Act States:

Arizona, Idaho, Indiana, Florida, Illinois, Maine, New Jersey,New York, North Carolina, Oregon

Arizona
Complaint form:
http://azdfi.gov/CAD/Forms/Complaint_form.pdf
e-mail : licensing@azdfi.gov
call: (602) 255-4421

Arizona State Banking Department
Transmitters of Money Act
______________________________________

Idaho
DEPARTMENT OF FINANCE
700 West State Street, 2nd Floor
Boise, ID 83702
P.O. Box 83720
Boise, ID 83720-0031
Phone: (208)332-8000
Toll-Free (within Idaho Only): 1-888-346-3378
E-Mail: finance@finance.idaho.gov


Idaho Department of Finance
Money Transmitters Act

______________________________________

Indiana
Contact Info:
DEPARTMENT OF FINANCIAL INSTITUTIONS
30 South Meridian Street, Suite 300
Indianapolis, Indiana 46204
317-232-3955
Toll Free in Indiana 1-800-382-4880

______________________________________

Florida
Florida Office of Financial Regulation:
Consumer Complaints: 1-800-342-2767
Compliance & Licensing: 1-800-848-3729
Or File Online at: http//www.flofr.com/index.htm
Then Click: “FILE COMPLAINT”
FAX YOUR INQUIRY TO: Mr. Roy Thomas, FL Dept. of Financial Services: (305) 810-1171 in Miami.
You may wish to contact the Attorney General’s Office at:
Florida Toll Free: 1-866-966-7226

Florida Office of the Controller
Money Transmitters Code
______________________________________

Illinois
Complaint form:
http://www.state.il.us/dfi/ccd/ccd_complaint.htm

Contact Info:
The Division of Financial Institutions Consumer Credit Section.
call (217) 782-3704 or Toll Free 1-888/298-8089

Illinois Department of Financial Institutions
Transmitters of Money Act

______________________________________

Maine
Contact Info:
http://www.state.me.us/pfr/ccp/form/ccrcomplain.htm
35 State House Station
Augusta, Maine 04333-0035
Tel: (207)624-8527
Fax: 582-7699
TTY 1-888-577-6690
Consumers Only,
In state
1-800-332-8529
1-800-Debt Law

Maine Office of Consumer and Credit Regulation
Money Transmitters Act

______________________________________

New Jersey

Licensing: Banking
blic@dobi.state.nj.us

Banking - Licensing Services
609-292-5340

Complaints - Banking
609-984-2777

______________________________________

New York

They appear to license money transmitters:

http://www.banking.state.ny.us/montrani.pdf

For consumer complaints and inquiries please call 1-877-BANK-NYS or contact us by e-mail or in writing.

Form for public comments:

http://www.banking.state.ny.us/comment_form.html

Mailing Address:
Superintendent of Banks
New York State Banking Department
One State Street
New York, NY 10004-1417

______________________________________

North Carolina

http://www.nccob.org/NCCOBMcmsWeb/ContactUs/

Location
316 W. Edenton Street, Raleigh, NC 27603

Mailing Address
4309 Mail Service Center, Raleigh, NC 27699-4309

Phone: (919) 733-3016
Fax: (919) 733-6918

Online Consumer Complaint Form
https://www.nccob.org/Online/CTS/ComplaintOnline.aspx

______________________________________

Oregon

Department of Consumer and Business Services

Division of Finance and Corporate Securitys

350 Winter Street NE, Room 140

P.O. Box 14480

Salem, OR 97309-0405

http://www.oregondfcs.org

Contact:

C. Gail Smith, Oregon State Financial Examiner

c.gail.smith@state.or.us

Oregon Department of Financial Institutions
Transmitters of Money Act
______________________________________
I would urge those filing Unlicensed Money Transmitter complaints to include the following:

http://data.middletennessee.bbb.org/...ml?bid=2146166

"On August 7, 2003, the Tennessee Securities Division of the Department of Commerce & Insurance issued an "Order to Cease and Desist" (file number 03-020) with TymGlobal, Inc., StormPay, Inc. and John R. McConnell, Jr.

The order states that TymGlobal and StormPay are under common ownership and/or control. TymGlobal operates an internet website which is registered to StormPay. On the internet website, respondents are operating a pyramid and/or Ponzi scheme promising large returns on investments for participating in the scheme. The order further states that TymGlobal has not registered any securities offerings with the Division pursuant to Tennessee Securities Act of 1980."
____________________________________________

In all cases of the Money Transmitter licensing application requirements for each and every State that I have reviewed, the applicants cannot have a problem nor a criminal background regarding anything related to Financial Securities and we know from the Tennessee Better Business Bureau public record that the Tennessee Financial Security and Commerce dept. issued a cease and desist ponzi/pyramid scheme finding against stormpay.com owner/president john r. mcconnell jr. in the past (2003). That is part of the Tennessee Better Business Bureau public record which that States/Countrys Banking and Finance agency can see online for themselves.
____________________________________________

Include this information also:

Federal US Law on this:

TITLE 18 > PART I > CHAPTER 95 > § 1960

§ 1960. Prohibition of unlicensed money transmitting businesses
Release date: 2005-08-03

The Federal Statues include the Statute section A) which states:
A) is operated without an appropriate money transmitting license in a State where such operation is punishable as a misdemeanor or a felony under State law, whether or not the defendant knew that the operation was required to be licensed or that the operation was so punishable;

Whether or not the individuals (agencys or companys) KNEW that the operation was required to be licensed or that the operation was so punishable.
____________________________________________

Clearly, individuals (agencys or companys) stating WE DIDN'T realize or KNOW that occured is No Exception to the Federal and State Legal Statutes regarding Money Transmitters being required to be licensed in those specific States whose State Statutes include the Money Transmitters Act.

The Federal Statute on Unlicensed Money Transmitters also clearly supports individual States rights to uphold and enforce their own individual State Statutes regarding the Licensing of Money Transmitters in their specific State with any Money Transmitters doing business with any consumers of their State.
____________________________________________
Reviewing the Tennessee Money Transmitting License requirements:

In the Tennessee Code regulating the licensing of payment transmitters:

The following in the Tennessee statue requirement (d):

5-7-205. License qualifications.

(d) The applicant must demonstrate such experience, character, and general fitness as to command the confidence of the public and warrant the belief that the business to be operated thereunder will be operated lawfully and fairly.

[Acts 1994, ch. 715, § 1.]

It does not appear to me that stormpay.com even meets the minimal standards which are required by Tennessee Law for a Money Transmitter.

The Better Business Bureau in Tennesee appears to have stated there have been in the area of 19,000 complaints filed by the public against stormpay.com in 2006.
--------------------------------------------------------------
http://www.tennessee.gov/tdfi/compliance/Lic_MT.html#S

LICENSE # 95
STORMPAY, INC
1690 GOLF CLUB LANE
CLARKSVILLE, TN 37043
EXPIRATION DATE: 04/15/2006

Department of Financial Institutions
511 Union Street, Suite 400
Nashville, Tennessee 37219

Greg Gonzales, Acting Commissioner
Voice:615-741-5603
Fax: 615-253-6306
--------------------------------------------------------------

[Zarabanda]

Enlist the Aid of The Attorney General in your State to Investigate stormpay

After speaking with a State Consumer Complaint Processor, I became aware of how important it is for those with consumer complaints against stormpay to file consumer complaints in each of the states that individual resides in. Because many of the complaints in my opinion are possible criminal offenses, those complaints will each be passed to each Attorney Generals office in that State.

With enough complaints filed against stormpay in each persons state THEN in my opinion, the collective Attorney Generals will get together to work on a resolution jointly or pass what they have to the FBI for that agencys possible action.

Each state has a Consumer Complaint Agency, some states only offer the complaint forms in a .pdf adobe format file which you have to download, print out and then by hand fill out unless you have the expensive Adobe Acrobat full version software on your computer. Some States also have a email version of their Consumer Complaint form which you can fill in directly from the internet.

Each Consumer Complaint filed with each state's Consumer Protection agency which is often directly linked to that States Attorney Generals office and that States Department of Justice, urges the Attorney Generals to step in and take action on your behalf, as a victim of a possible crime, having your States Attorney General fighting for you on your behalf is a valuable service and worth your time in fileing a complaint with your State Consumer Protection Agency.

To Locate Your State Consumer Protection Agency, look up your State and the revelant links HERE:

http://consumeraction.gov/state.shtml

Then look for the Consumer Complaint Form or Area, often found in the left sidebar of options.
If the stormpay victim is overseas, they could file a formal consumer complaint with the Tennessee Consumer protection agency found at the link under Tennessee.

Included as Referance from the Tennessee Better Business Bureau website is the following information on Storm Pay, Inc.

StormPay, Inc
1690 Golf Club Lane
Clarksville, TN 37043
Telephone: (931) 647-8750
Fax: (931) 647-8970
Email: support@stormpay.com

Principal: Mr. Steve Girsky , CEO Incorporated: July 2003, TN
Entity: Corporation File Open Date: September 2002
TOB Classification: Online Payment Processor
BBB Membership: This company is not a member.


Mr. John McConnell Jr is the registered agent, the principal officer, and the customer service contact of NetIBA. This man is also the registered agent of Stormpay. While his next door neighbor the attorney, Steven Girsky is listed as the CEO and Customer Service contact for StormPay.


MCCONNELL JOHN R
ETUX DEBORAH K
4975 SHADOWBEND CR
CLARKSVILLE , TN 37043
931-362-4116

GIRSKY STEVEN C
ETUX CAROL L
4987 SHADOWBEND CR
CLARKSVILLE , TN 37043
931-362-9288

[onepost]

[quote=Zarabanda]

Enlist the Aid of The Attorney General in your State to Investigate stormpay

FLORIDA HAS BEEN IN CONTACT WITH TENNESSEE FOR AT LEAST A MONTH.

When the Tennessee license officially goes "bye bye" on the 15th, watch what happens with about six states who have made "certain demands" on StormSewer.

[Zarabanda]

Originally Posted by Zarabanda

Enlist the Aid of The Attorney General in your State to Investigate stormpay

Thanks onepost, that's encouraging news. Governmental Fiscal calendar terms are something that most of us have not considered in regards to actions by agencies against stormpay.

Most have been focused first on stormpay's threat to freeze funds for 180 days, then rushing to meet their own 60 day chargeback dispute filing deadlines. Meanwhile the fiscal calendar term which most governmental agencies go on is April 15th.

Thanks for the curious reply to that person seeking a hacker pluggy. English which is the official language in Nigeria, doesn't appear to be that persons native language. But sadly enough, Nigeria has been a home for many years of folks that seemingly enjoy a safe haven from which to drain peoples bank accounts. Perhaps in my opinion Girsky and McConnell should have considered operating from that country originally. Too late now!

[Zarabanda]

That's a good question chong. I'd include the letter from Lance's wife clearly stating that merchant did not recieve the funds which you paid stormpay to deliver for you.

The merchant wants to give you a refund, stormpay has frozen their account and has denied you refunds on each of your requests (include the stormpay denys on your refund requests).

Those merchants cannot advertise your websites if they cannot access the money that you paid to stormpay to deliver to them.

check to see if stormpay is a licensed Money Transmitter in your State or Country, and if not then include that in your chargeback / bank dispute. In my opinion if stormpay is not licensed in the States or Countrys which require their State or Country Money Transmitters to be licensed there and conduct business with their State or Country consumers, there is no denying that should not have taken place.

include in writing on the first and optionally last page of your chargeback / bank dispute 'I request a full conditional refund on each of these disputed transactions' and sign and place the date next to that request.

[chong]

zarabanda,

thanks .

but should I just copy your email message and print out or is there ayway i still can get a copy ? i never keep the communication email from dadndaves, 12dailypro and others.

Originally Posted by Zarabanda

That's a good question chong. I'd include the letter from Lance's wife clearly stating that merchant did not recieve the funds which you paid stormpay to deliver for you.

The merchant wants to give you a refund, stormpay has frozen their account and has denied you refunds on each of your requests (include the stormpay denys on your refund requests).

Those merchants cannot advertise your websites if they cannot access the money that you paid to stormpay to deliver to them.

check to see if stormpay is a licensed Money Transmitter in your State or Country, and if not then include that in your chargeback / bank dispute. In my opinion if stormpay is not licensed in the States or Countrys which require their State or Country Money Transmitters to be licensed there and conduct business with their State or Country consumers, there is no denying that should not have taken place.

include in writing on the first and optionally last page of your chargeback / bank dispute 'I request a full conditional refund on each of these disputed transactions' and sign and place the date next to that request.

[Zarabanda]

Greetings Chong,

My replys here are only opinions, any chargeback or dispute you file must be in your words with your documentation and for your personal transactions between yourself and stormpay.com.

References and Resources are helpful for a understanding on something or a fast and handy manner to obtain the address's and such that are needed. If you don't have the documentation that is needed, you'll have to either do without or obtain what you feel is needed from those merchants.

Perhaps, I myself used the letter from Lance's wife that she sent to me in my successful chargeback, its been awhile ago. If you weren't a member of Alien Trust at that time, then I wouldn't suggest that you use a document from a merchant you were not connected to.

Chong, I feel the less you be embroiled with the other frozen merchants the better and more understandable your chargeback or dispute claim is. You could for example attempt to state xyz merchants are entirely legitimate as there has been no court ruling stating a merchant with a frozen account other than 12 Daily Pro which appears to have a court ruling stating they are a illegal business. I feel however that misses the point and becomes less clear as to what you are disputing.

I paid stormpay for a service which I felt had not been delivered, I had requested of stormpay a refund on each of my disputed transactions and included the stormpay denial on each of those transactions. I stated the merchant had no access to their account because stormpay claims it is frozen, and the service to which my money was sent for, was not delivered.

In the State where I live, I found that stormpay was not licensed as a Money Transmitter and that is required in my State, and even thou my dispute had been already been awarded, I purposefully amended that to my dispute claim which was filed with my lender.

I try not to overwhelm someone with information in a dispute or chargeback claim, be concise, clear and brief in the explaination as well as what one is requesting. Also on the first page and last page of my chargeback dispute I wrote in 'I request a full conditional refund of each of these disputed transactions' and signed and added the date beside that manual inclusion.

[Zarabanda]

Greetings Patches, Pete,

I can't state with any certainty on that Patches. It looks like a Add Funds order for eBullion. However that has nothing to do with stormpay per say.

You stated you recieved several chargebacks from stormpay. Do you mean Unauthorized Money Transfers by stormpay themselves from your stormpay account to one of their frozen merchant accounts?

[countrytec]

EBUL EBUL is a record label belonging to Pete Waterman Ltd and Jive/Zomba.

hehe maybe you should read what it is

[hi2hacker]

I'm MALINDA by name, I'm from London, United Kingdom.
I need a good HACKER that can TRANSFER MONEY to my BANK ACCOUNT.
do you want us to agreed on percentage% OR you will be selling it for me? please contact me direct to my email address (hi2mali@yahoo.co.uk)
Advice me with the bank account you want and i will get it for you.
Looking forward to hear from you again.
Regards.


NOTE: Hacker is the person that hack account loggin and he/she would transfer money from there to another person's account and if the person cashed the money. he/she would send the percentage of the hacker via western union money transfer.