I know numbered Swiss bank accounts can be opened only if you visit Switzerland in person. Other than that, you can open Swiss bank account with correspondence only and you won't need to visit the bank in Switzerland and just maintain your account online..
This is not an advertisement that I am posting today for Swiss Bank account opening, but the following is a real example of what is possible as of right now in Switzerland for residents of the following countries.
Residents of these following countries may apply for a Swiss account at a very very large bank in Switzerland which is not UBS: Iceland, Ireland, Italy, Japan, Luxemburg, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, Turkey, Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Greece, Hong Kong, Iceland, Ireland, Italy, Japan, Luxemburg, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, Turkey, and the UK.
This is what I got in an email:
You can open up the account by mail and you only need a passport or drivers license and a utility bill witnessed and notarized by a local bank near where you live. The minimum deposit requirement is 1,000 CHF, but this very low amount does not have to be maintained in your Swiss account. This is not the popular Swiss brokerage account that is masquerading as a bank account. It is a popular bank in Switzerland, but not many have heard about it on the outside.
Conclusion and Analysis:
I am sorry that I do not know the name of this bank as it is kept confidential by the individual who has had a relationship with this bank for five years and who does these account openings. That person is NOT ME. I have not opened one myself as I like to have my accounts under the name of an offshore company and I have no desire personally to have an account at a Swiss Bank. But that is just me and has no reflection upon the wishes of many others. I would encourage everyone to open an account under the name of an offshore entity like a trust or foundation or a company rather than open an account with a Swiss bank.
OffshorePrivacy and SloGold and Panama Legal offer services to help you with those entity structures and account openings. So look around before you decide to open a personal account with a Swiss Bank. Again, it may be your preference and there is nothing wrong with it.
Personal or corporate Swiss banking is of course not advised any longer as Switzerland is the first major tax haven to release account holder data to the US. Germany and the other EU countries will be next to demand this information.
For North Americans and others think about Hong Kong, as China will never bow to pressure from the US/EU.
This website is extremely helpful. It has offshore banks as well and private banks but I'm not sure if anyone tried them out yet.
But please post your comments about them in the "Taxes, Offshore Banks, and Legal Issues" thread.
i would not say Autria is better then Switzerland, you would need to visit a couple of banks in person in austria and in switzerland and you would see the difference, swiss bankers are much more professional